Pay at your own pace

PayBright is now Affirm! Buy now and pay over time at your favourite stores with Affirm with no hidden fees—not even late fees.

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Why you’ll love Affirm

With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.

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We make it easy to apply

Checking your eligibility is quick and simple, and doesn’t impact your credit score.

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We never charge fees

You'll never pay late fees. Or annual fees. Or hey-it's-a-random-day-in-April fees.

We tell it like it is

With Affirm, you always know exactly what you'll owe and when you'll be done paying off your purchase.

Just choose Affirm at checkout

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Apple
0% APR for 24 months on all iPhones
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Amazon
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Samsung
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CheapOair
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Alternative Airlines
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American Airlines
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RONA
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Parts Avatar
As low as 0% APR
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Article
As low as 0% APR
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Peloton
As low as 0% APR
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Cozey
As low as 0% APR
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Casper
As low as 0% APR
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EQ3
As low as 0% APR
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Structube
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Sleep Country
As low as 0% APR
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Endy
As low as 0% APR
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Rad Power Bikes
As low as 0% APR
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Lee Valley
As low as 0% APR
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Foot Locker
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Giant Bicycles
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Dyson
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BathDepot
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Canac
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Wayfair
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Temu
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Newegg
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StockX
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West Elm
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Pottery Barn Teen
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Etsy
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Royal Caribbean
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Celebrity Cruises
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Crate & Barrel
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CB2
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As low as 0% APR

Buying with Affirm is easy

Step 1
Step 2
Step 3

Fill your cart

Shop online or in-store. Then select Affirm at checkout, and enter a few details for an instant decision.

Get startedLearn more
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Rates from 0-31.99% APR (subject to provincial regulatory limitations). Payment options through Affirm Canada Holdings Ltd. (“Affirm”) are subject to an eligibility check and depend on purchase amount, payment terms, vary by merchant, and may not be available in all provinces/territories. Not all customers will be eligible for 0% APR.  Minimum purchase and down payment may be required.  For example, an $800 purchase could be 12 monthly payments of $72.21 at 15% APR for total repayment of $866.48 (credit charges of $66.48), or 4 interest-free payments of $200 every 2 weeks.  Visit helpcenter.affirm.ca for more information.