Take your money further
Level up your banking with the Affirm Money Account—featuring a high APY, your very own Affirm Card, and more. Plus, it’s free to open and there are no maintenance or overdraft fees. Application and approval are subject to eligibility.
Access your money up to 2 days early with direct deposit.
Created to make growing your money easy—from opening your account to transferring money, and everything in between.
Your funds are insured up to $250,000 through our partner, Cross River Bank, Member FDIC.
Debit with a flex
The Affirm Card™ is an everyday debit card. Use it to pay in full or request to pay over time in the app. See footer for details.
Grow your money with 3.45% APY
Enjoy a high Annual Percentage Yield that helps you earn faster. You’ll get the benefits of a savings account with the flexibility of a checking account. See below for details.
Say goodbye to banking fees
That means no card, account, or overdraft fees, and no required minimum balance to keep your account open.
Annual Percentage Yield is effective as of September 18, 2026 and may change at any time before or after account opening. No minimum balance is required to open an account or receive the advertised APY.
Questions? We’re here to help
Take the Affirm Card™ everywhere
Make the most of the Affirm Card with the Affirm Money Account. Once it’s open and funded, you can pay in full anywhere Visa is accepted in the US. Or request to pay over time in the app.
